
Free tools · No sign-up
Calculators for the money questions every freelancer runs into: payment fees, taxes and billable time. Get an answer in seconds, then get back to work.
✓ 7 free calculators
✓ Nothing to install
✓ Rates updated for 2026
Calculators
Each one gives you an answer in seconds and runs right in your browser, so nothing you type is stored.
Not sure where to start?
Pick the question you’re trying to answer and we’ll take you straight to the tool for it.
Know what Stripe takes from a card payment
Stripe fee calculator
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Invoice through PayPal without losing the fee
PayPal fee calculator
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Work out your quarterly tax payments
Freelance tax calculator
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Plan how much to set aside for US taxes
Self-employment tax calculator
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See how much of your week you actually bill
Utilization rate calculator
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Turn a week of hours into an invoice total
Billable hours calculator
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Charge a late fee on an overdue invoice
Late fee calculator
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FAQ
Are these tools really free?
Do you store the numbers I enter?
How up to date are the rates and tax figures?
Can I use the calculators outside the US?
Do I need an Onigiri account?
Will you add more tools?
Onigiri turns your hours and rates into a professional invoice in a minute, and lets clients pay online. Free to start.
